The Healthy Americans Act moves health care away from the third-party employer-based payment system to one of individual responsibility. It also assures that everyone will have access to coverage and provides for the financing to get about everyone covered in the short-term. The Congressional Budget Office and the Joint Committee on Taxation have given their blessing, saying the Wyden-Bennett plan could be operational by 2012 and would be budget neutral by 2014! Rep. Jim Cooper said the time to reform health care is now.